# Credit API - MISMO 2.X

Credit ReportX, Pre-QualificationX, Mortgage Only, and Refresh Report

Version: 1.0.0

## Security

### basicAuth

Type: http
Scheme: basic

## Download OpenAPI description

[Credit API - MISMO 2.X](https://developer.xactus.com/_bundle/apis/creditapis/CreditReport_MISMO2.yaml)

## Other

### Order Credit ReportX

 - [POST /credit_report](https://developer.xactus.com/apis/creditapis/creditreport_mismo2/other/create-credit-report.md): Credit ReportX requests a credit report where CreditReportRequestActionType attribute values can be set to Submit, ForceNew, Reissue, Upgrade, or Unmerge.

### Order Pre-QualificationX

 - [POST /pre_qualification](https://developer.xactus.com/apis/creditapis/creditreport_mismo2/other/pre_qualification.md): Pre-QualificationX requests a credit report where CreditReportRequestActionType attribute values can be set to Submit, ForceNew, Reissue, or Upgrade.

### Order Mortgage Only

 - [POST /mortgage_only](https://developer.xactus.com/apis/creditapis/creditreport_mismo2/other/mortgage_only.md): Create a Mortgage Only request using the following attributes:

- CreditReportType = "Other"
- CreditReportTypeOtherDescription = "Streamline"

To order a Mortgage Only without scores, also include:

- CreditReportProductDescription = "MortgageOnly"

To order a Mortgage Only with scores, also include:

- CreditReportProductDescription = "MortgageOnlyWithScore"

Create a Mortgage Only - Pre-Qualification request using the following attributes:

- CreditReportType = "Other"
- CreditReportTypeOtherDescription = "SoftCheck"

To order a Mortgage Only without Scores, also include:

- CreditReportProductDescription="MortgageOnly”

To order a Mortgage Only with Scores, also include:

- CreditReportProductDescription="MortgageOnlyWithScore"

### Order Refresh Report

 - [POST /refresh_report](https://developer.xactus.com/apis/creditapis/creditreport_mismo2/other/refresh_report.md): Refresh Report requests a credit report where CreditReportRequestActionType attribute values can be set to Submit or Reissue.