Digest

A credit report is a credit history summary (e.g., inquiries, tradelines/liabilities, public records) of a consumer.

Xactus360 supports the following versions of the MISMO 2 XML credit reporting standards:

• Version 2.1
• Version 2.1.1
• Version 2.3
• Version 2.3.1
  
  

The following contents provide details regarding the request and response structures for credit reports, including:

• Credit ReportX (CR^x)
• Pre-QualificationX (PQ^x)
• Mortgage Only
• Refresh Report