## Digest

A credit report is a credit history summary (e.g., inquiries, tradelines/liabilities, public records) of a consumer.

Xactus360 supports the following versions of the MISMO 2 XML credit reporting standards:

- Version 2.1
- Version 2.1.1
- Version 2.3
- Version 2.3.1


p

The following contents provide details regarding the request and response structures for credit reports, including:

- Credit ReportX (CRx)
- Pre-QualificationX (PQx)
- Mortgage Only
- Refresh Report